12 Touchy Money Topics to Avoid at Dinner

Posted by admin on Jul 12, 2011

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Money is an uncomfortable subject for many, regardless of whether they're rich or just getting by. Most people prefer not to discuss financial matters with friends, family or colleagues, and etiquette rules indicate that you should avoid talking about all things money-related. In general, you should avoid money talks, but these topics in particular are off limits.

1. Aging: Although aging parents are a tricky financial subject, it's important not to bring it up at dinner. Wait for a more appropriate time to sit down and talk about wills and estate planning, but be sure not to avoid it completely.
2. Salary: Salary has typically been a don't ask don't tell subject among friends and family-many believe that bringing up your salary or that of others is in very poor taste. But in some social circles, salary information is shared, and considered valuable for up and coming professionals.
3. Home value: The housing market is so variable these days, people are genuinely curious about home values. But don't bring it up in a group setting, or it could be considered rude, especially if you discover a large difference between what others have paid. Besides, if you must know, property records and values are often easily available online.
4. Bargains: Women often love to discuss their shopping victories, but bring it up and it might be considered in poor taste. If you're asked about a great top or handbag, don't offer the price — or the great deal you got — without being asked.
5. Failed investments: Even though plenty of 401(k)s have taken serious hits in recent years, no one wants to be reminded of their financial worries at dinner. Don't bring up how badly-or how well-your investments are doing these days.
6. Job status: Just like failed investments, people may or may not be hanging onto their jobs these days. Bringing up employment (or jack thereof) can put a black spot on an otherwise pleasant night out.
7. Flashy spending: This isn't so much a topic, as it is an action. Spending your time leaving huge tips, bragging about your portfolio, or discussing your charity contributions might leave an impression on your dining companions — but it won't be a positive one.
8. Borrowing money: If you're short on cash, it's tempting to ask friends and family for a little help, but be warned that discussions on borrowing money can turn sour quickly. Alternatively, it's also rude to offer cash to a friend-most will be embarrassed by your generosity. It's best just to leave things alone. Don't talk about it, don't do it.
9. Savings: Even if you're sitting on a nest egg that could buy you a small island, keep it under wraps. Plenty of people live cheaply just so they can sock away a huge savings but they'd rather other people don't know about it.
10. Money gossip: Don't bring up other peoples' money problems. If you're worried about activities that can bring everyone together, even those that are struggling, think about recession-friendly options like potlucks and picnics.
11. Your latest charity work: Friends and family are a great source of donations for charity races, cookie sales, and other fundraisers, but it's in poor taste to hit up everyone at the table. Politely and discreetly discuss your venture one on one with those you think might be interested, and don't put people on the spot in front of a crowd.
12. Money complaints: Sometimes, it's easy to see money problems from the outside. When friends complain about being short on cash while still spending extravagantly you may want to point out your observation. It's fine to bring it up with a good friend or close family member, but be sure it's in private to avoid embarrassment.

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